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• Illustration: A joke about the frugality of Dutchmen.
• We must learn money management principles from a Christian perspective.

• These are the laws for those who think management is only about the numbers.
• The law of earning
• The law of spending
• The law of savings
• The law of investing
• The law of giving
• Illustration: Americans give 2.5 percent of their annual income, while American Christians give 3.8 percent

• 2 Corinthians 5:7
• If we trust God with our eternal destiny, we must trust him with money.
• We must care more about calling than compensation.
• We must aim to be content rather than consumeristic.
• We must be motivated by wisdom not fear.
• We must invest eternally and not merely temporally.
• Illustration: Pastors from the Dominican Republic tell Hybels to thank people in his church for their generosity.
• We must give as an act of defiance toward hoarding.

• From the beginning of the church, everyone gave weekly to finance God's work.
• Ten percent has been the beginning threshold measurement of giving.
• Illustration: One couple gave an enormous amount of money to Willow and experienced freedom from affluence.
• Illustration: Four junior-high youth shoveled snow to raise money for tsunami victims.
• Illustration: A man promises to continue to give even though he is now in prison.

• Our checks show where our treasure is.